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Mental illness as grounds for Social Security Disability benefits

If a person is unable to work due to a medical condition, that individual could be eligible for Social Security Disability benefits. While you probably know that New Jersey residents can claim benefits for physical conditions, you may not know that certain mental conditions can also be valid grounds for a disability claim.

According to the Social Security Administration, a mental condition is grounds for benefits, but there must be clear and careful documentation of the diagnosis and treatment of the illness. If you or a loved one is unable to hold steady employment due to a mental illness, you need to know how to obtain the benefits that you deserve.

What psychological or behavioral issues qualify for benefits?

Multiple mental conditions could be valid grounds for benefits through Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). As there are many different types of mental conditions and every case is unique, the list of conditions is quite long. You may qualify for benefits if you have one of the following types of disorders, among others:

  • Obsessive-compulsive disorder
  • Severe phobias that have a direct impact on work
  • Post-traumatic stress disorder
  • Schizophrenia
  • Panic or anxiety disorder
  • Major clinical depression, bipolar disorder
  • Emotional dysregulation

Any of these conditions can disrupt your life and make it difficult to have a career. Once you come to the realization that your condition precludes you from earning an income, it is important to seek legal help as soon as possible. Securing the Social Security benefits that you need for a mental condition can be tricky, but a strong legal advocate can increase your chances of a successful claim in a timely manner.

Effectively navigating the claims process

Those eligible for SSI or SSDI benefits may find that the claims process can be arduous and complicated. If the financial well-being of your family is on the line, you cannot afford to blindly navigate the multiple stages of the claims process without a guide.

Fortunately, you do not have to navigate the process alone. If you are unable to safely or effectively earn an income due to a mental disability or condition, you have the right to benefits to support you and your family. Protect this right by securing the guidance and counsel of an attorney closely familiar with the nuances of the disability claims process.

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