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How do I qualify for Social Security disability benefits?

Social Security disability benefits are an important benefit for disabled individuals to be familiar with. Disabled individuals may wonder how to qualify for Social Security disability (SSD) insurance. To qualify for disability, the disabled individual must have a physical or mental medical condition that meets the Social Security Administration's definition of disability. In addition, the disabled individual must have the necessary work history to qualify for disability. If the disabled individual does not have sufficient work history, different options may still be available.

SSD benefits are cash payments for disabled individuals who suffer from a medical condition that is expected to last longer than a year or result in death. To be considered disabled, the medical condition must prevent the disabled individual from working. The disabled individual must be unable to perform the work they were engaged in prior to their disability and judged unable to perform another type of work because of the medical condition they suffer from. The disabled individual typically receives benefits until they are able to return to work.

Navigating the process of applying for Social Security disability benefits can be challenging. It is worth it to thoroughly understand the process of qualifying for benefits, however, because of their importance to many disabled individuals. In addition, Supplemental Security Income may be available to disabled individuals without the necessary work history to qualify for SSD benefits. Understanding both the application and appeals process is also useful.

Different benefits may be available to disabled individuals so it is essential to be familiar with the different options because many disabled individuals rely on the benefits they qualify for. Disability benefits are available to help so knowing how to qualify and successfully apply for benefits is crucial for many disabled individuals and their families.

Source: Social Security Administration, "Disability Planner: How You Qualify For Social Security Disability Benefits," Accessed Dec. 22, 2016

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