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How can Supplemental Security Income help?

On the online blog Social Security Matters, the Social Security Administration regularly reaches out to talk about the benefits and features it offers Americans through various programs. A few weeks ago, the writers went in depth to discuss their Supplemental Security Income program, or SSI.

SSI and Social Security Disability Insurance are two programs designed to help Americans who are suffering from debilitating conditions that prevent them from maintaining gainful employment. The conditions are varied, and may include serious injuries such as spinal or brain injuries, illnesses such as cancer or heart disease and even mental conditions such as depression or dementia, all of which can seriously limit or prevent someone from work. In order to qualify for either program, one must prove the severity of the condition and show that the condition is expected to last at least a year or is expected to end in death.

The SSI program includes Americans who are partially or completely blind, as well as well as people over the age of 65. SSI has strict requirements; one must meet minimum income thresholds, which includes wages, pensions, and other disability benefits received. Administrators will also look at other forms of income such as investment earnings and rental property as well as assets including stocks and bonds and cash in banking accounts.

If you are uncertain whether you qualify, you may want to speak with a legal professional who can help you determine if you qualify for the SSI program and help you through athe process through every step of the way.

Source: Social Security Matters, "What You Should Know About the SSI Program ," By Jim Borland, Jan. 12, 2017

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