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When do SSDI benefits begin?

In order to meet people's needs, most in New Jersey need to have jobs to earn income. If these people were unable to work, it could put them and their families in a difficult financial position. Unfortunately, this happens to many. People get into accidents and suffer permanent injuries or develop an illness or disease that limits their ability to work.

Some may feel helpless, but those in this position may have options to assist them in meeting their monthly obligations. One of these options is Social Security Disability Insurance (SSDI). The person must meet certain criteria and go through an application process, but it can be worth it to receive the monthly benefit checks.

These benefits do not necessarily begin right when the person becomes disabled though. Generally, there is a five-month waiting period. So, benefits would start on the sixth month after the disability.

But, there are a couple of exceptions to this rule. One is children of the disabled person may be able to receive benefits starting in the first full month after the disability. Another is a list of presumptive illnesses that qualify for SSDI. If a person has one of these disabilities, the person can receive benefits for six months during the application process.

Nonetheless, many people in New Jersey are disabled and unable to work. While meeting one's monthly expenses may seem like an impossible task, they may be eligible for SSDI benefits to help them meet their needs. That is why it is important to understand the qualification process and requirements so one can begin receiving benefits as soon as possible. Experienced attorneys understand the process and may be able to guide one through it.

Source:, "Disability Evaluation under Social Security - Part I - General Information," accessed on March 28, 2017

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