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Obtaining SSI benefits for children

Disabilities do not just plague adults. In fact, many children in New Jersey and elsewhere are disabled due to conditions he or she was born with or because of an injury or illness suffered during their lives.

No matter the cause or type of disability suffered by a child, if a disability is impacting a child's life tremendously, he or she could qualify for SSD benefits. For example, if certain requirements are met, Supplemental Security income could be collected.

When seeking SSI for children, the requirements are rather similar to adults seeking this same benefit. SSI is designed to provide qualifying applicants with monthly payments. In order to qualify for these payments, and applicant must have a low income and limited resources. He or she must also be 65-years-old or older, blind or disabled.

With regards to a child, he or she must have a physical or mental condition that meets the SSA's definition of a disability for children. Additionally, his or her income and resources must be low enough to qualify for benefits. While this limit varies from state to state, a all states will count the child's income and property by looking at what the adults living with the child make and own. The child's qualification is based on their family's income and resources because it is likely that he or she is too young to work and provide for him or herself.

There are three requirements that must be met in order for a child to receive SSI. First, the child cannot have a job or otherwise earn more than $1,170 a month. Next, a child must have a medical problem or injury that causes "marked and severe functional limitations." Finally, the child's condition must have been disabling, be expected to be disabling for 12 months or be expected to end in the child's death.

When a child is suffering from a disabling condition, the child and their family will seek to undergo any measures necessary to better his or her situation. Obtaining SSD benefits is often necessary; making it paramount to determine which programs your child might qualify for.

Source: Ssa.gov, "Benefits For Children With Disabilities," accessed April 1, 2017

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